Pricing & profit

Payment Processing Fee Calculator

Estimate percentage and fixed processing fees across a batch of payments.

No sign-upBrowser-only calculationsFormula & methodology
01

Your numbers

Use one currency and the same reporting period. Sample values are filled in to help you start.

currency
%
currency
transactions

Your numbers stay in this browser.

02

Example result

Processing fees350in your chosen currency
Net receipts
9,650

Rates are inputs, not a quote from any payment provider. Refund, cross-border, currency and subscription fees are excluded.

Understand the result

How to calculate it

Fees = payment value × rate / 100 + transactions × fixed fee

Rates are inputs, not a quote from any payment provider. Refund, cross-border, currency and subscription fees are excluded.

Worked example

This is an illustrative scenario, not a market benchmark. Select “Reset to example” to reproduce it in the calculator.

Total payment value
10,000 currency units
Percentage fee
2.9 %
Fixed fee per transaction
0.3 currency units
Transactions
200 transactions

Processing fees: 350

Common questions

Payment Processing Fee FAQ

Why is the effective fee higher than the headline rate?

The fixed fee adds more percentage points when average transactions are small. Include all relevant fee types in a full cost review.

What does this calculation leave out?

Rates are inputs, not a quote from any payment provider. Refund, cross-border, currency and subscription fees are excluded.

Are my inputs saved or sent to a server?

Calculations run in your browser. We do not send your inputs or results to our server or analytics. A comparison stays in this tab until it is refreshed. A CSV is saved only when you choose to download it. See our privacy policy for ordinary hosting and optional analytics data.

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